Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,180 reviews, last reviewed 12th Mar 2026
53600% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026
Steven W's avatar
Steven W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5181)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent customer service.

5
Excellent customer service. You always get to speak to a knowledgeable person. Reviewed on: 17th April 2025

An easy to use and good service app

5
An easy to use and good service app Reviewed on: 17th April 2025

all good so far, all just works with reasonable rates

4
all good so far, all just works with reasonable rates Reviewed on: 17th April 2025

Limited access savings offers good rate.

5
Limited access savings offers good rate. App fast and good UX. Reviewed on: 17th April 2025

Brilliant easy to navigate app.

5
Brilliant easy to navigate app. Great interest rates. Excellent communication Reviewed on: 17th April 2025

Extremely easy to operate the app.

5
Extremely easy to operate the app. Very good communication by Atom in terms of keeping me updated. Have recommended to my family. Extremely satisfied with my experience of this bank. Reviewed on: 17th April 2025

Atom bank is the easiest online bank to set up an ac...

5
Atom bank is the easiest online bank to set up an account with. It takes you through all the steps on the app and the app works really well at each step and transferring money in is really straightforward. Reviewed on: 17th April 2025

First Class bank.

5
Interest rates are very competitive and the app is straightforward to use. Reviewed on: 17th April 2025

I use online banking and I find your is easy to...

5
I use online banking and I find your site is easy to use. Reviewed on: 17th April 2025

Atom do exactly what you want them to do.

5
This really is easy, no nonsense internet banking. Good rates on access account which is what I needed. Not bombarded with choices. App is clear and easy to use. No complaints. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products