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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great Bank

Easy to use app and good saving rates Reviewed on: 17th April 2025

Effortless to open and operate account

Effortless to open and operate account Reviewed on: 17th April 2025

Best non ISA Instant Reward Saver rate

Best non ISA Instant Reward Saver rate and App is very easy to use. Communication from Atom is very timely and professional. Reviewed on: 17th April 2025

Great value and very convenient

I chose Atom a few years ago after comparing a number of banks. Atom clearly came as the best both in terms of value for money and convenience. Very happy with my experience! Reviewed on: 17th April 2025

Excellent!

Excellent!!!!! Have had no problems at all. Reviewed on: 17th April 2025

A first class bank with excellent rates

Their website is cheerful, easy to negotiate and their savings rates are always competitive. Setting up an account is so easy and all information and legal aspects are well covered and their correspondence with the customer is clear and concise. Reviewed on: 17th April 2025

I have had several different accounts and always wit...

I have had several different accounts and always with good interest rates Reviewed on: 17th April 2025

I'm new to Atom but you're great so far

I'm new to Atom so don't really have any experience of your customer service but I am very impressed with your interest rates and the ease and smooth operation in setting up new accounts and managing them. I have already recommended 2 other people to set up an account with you. Reviewed on: 17th April 2025

Excellent

Very good service, would not hesitate to recommend. Reviewed on: 17th April 2025

I’ve trust Atom Bank with my money

I’ve trusted Atom Bank with my money for the last four years. It’s a problem which there isn’t there is a person to talk to. They’re very courteous and helpful. Reviewed on: 17th April 2025

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