Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,593 reviews, last reviewed 14th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant service. Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025
S D's avatar
S D

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (4593)

Review of the Atom Bank, Savings:

Atom excellent service

5
Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Easy to use, good interest rate, available 24/7

5
Easy to use, good interest rate, available 24/7 Reviewed on: 20th April 2025

Atom gave the best fixed interest rate for my 2 year...

5
Atom gave the best fixed interest rate for my 2 year cash investment. Reviewed on: 20th April 2025

Best bank ever

5
Very good in all aspects of the bank., good with fixed rates, very competitive., bank that you can trust. Reviewed on: 20th April 2025

Excellent service, excellent rates and easy to use app.

5
Excellent service, excellent rates and easy to use app. Reviewed on: 20th April 2025

Great experience with Atom Bank!

5
"Atom Bank has completely transformed my banking experience. The app is sleek, intuitive, and easy to use, making everything from savings to loan applications a breeze. I’ve especially appreciated their competitive interest rates and customer-first approach—it's clear they’re genuinely trying to innovate in the digital banking space. The customer service has been responsive and helpful every time I’ve had a question. I’d highly recommend Atom Bank to anyone looking for a modern, trustworthy, and forward-thinking financial partner. Reviewed on: 20th April 2025

Banking on phone.

5
Good interest rates, easy to check balance with facial recognition. Reviewed on: 20th April 2025

Easy to use and info easily available

5
Easy to use and info easily available Reviewed on: 20th April 2025

Faultless service.

5
Faultless service. Great products and interest rates. Reviewed on: 20th April 2025

service and efficiency are second to none

5
This is the second year I have had a savings account with Atom and I have been delighted with the service and efficiency I have received. Reviewed on: 20th April 2025

Easy and speedy on line banking offering a reasonabl...

5
Easy and speedy on line banking offering a reasonable accessible return Reviewed on: 20th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.85 from 50 reviews
    Atom Bank
    View all products