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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great bank easy to use, good interest rates, instant...

5
Great bank easy to use, good interest rates, instantly able to transfer/move money around.- Reviewed on: 17th April 2025

Excellent online banking service

5
The information regarding my 2 year fixed saver is always to hand to help with financial planning. Reviewed on: 17th April 2025

Good experiences with this bank

5
The app is really easy to use and if I need to I can talk to a real live person who will do their best to help. Reviewed on: 17th April 2025

Very easy to use.

5
Very easy to use. Interest rates goid Reviewed on: 17th April 2025

Easy and clear saving options

5
Easy and clear saving options and offering attractive rates Reviewed on: 17th April 2025

Great App.

5
Great App. Good interest rate. Good communications. Reviewed on: 17th April 2025

Easy application online and good interest rates.

5
Easy application online and good interest rates. Reviewed on: 17th April 2025

Easy to use anyone could use the app

5
Easy to use and very easy to navigate around Reviewed on: 17th April 2025

I would recommend Atom Bank ..

5
I have had an account with Atom and have never had any issues or concerns complaints. This is reflected in my neutral ratings in these areas. I have not found the need to contact them at all so once opening my account. Reviewed on: 17th April 2025

Good interest rate but have to plan withdrawls due t...

4
Good interest rate but have to plan withdrawls due to the lower rate in a month of moving money, therefore reducxes flexibility compared to some. Reviewed on: 17th April 2025

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