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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Money transfer is incredibly quick

Money transfer is incredibly quick Reviewed on: 17th April 2025

Good Interest rates and a user friendly app.

Good Interest rates and a user friendly app. On the couple of occasions I have rang Atom, the call is always answered promptly and the people are lovely. Reviewed on: 17th April 2025

Fantastic!!!

My account was easy to set up and is so easy to manage. The interest rate is very competitive. What's not to like? Reviewed on: 17th April 2025

Efficient processes

Easy, hassle-free process to set up the account, with clear communication and updates thereafter. Very efficient and no issues at all. Reviewed on: 17th April 2025

Easy to use, competitive rates.

Easy to use app: money in, see maturity balance or monthly interest. Choice of accounts to suit needs both long and short term. Easy to take interest as monthly income. Good communications via email and app when near to maturity and clear instructions and options at these times. Secure site. Reviewed on: 17th April 2025

Great Online Bank

I have been using Atom for fixed savers for about 5 years and I love it. I love the ease of opening a new account, the speedy transfer of funds and the great interest rates. Reviewed on: 17th April 2025

Easy to use

Easy to use, excellent Rates have not used customers services so can't comment meaningfully Reviewed on: 17th April 2025

Easy app to use, Great communication to keep you inf...

Easy app to use, Great communication to keep you informed all the way. Excellent rates. Reviewed on: 17th April 2025

Does what it says on the tin

Excellent service and clear communication Reviewed on: 17th April 2025

Recomended

Love it, easy to use and understand Reviewed on: 17th April 2025

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