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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

The Atom bank app is so easy to navigate, I actually...

The Atom bank app is so easy to navigate, I actually enjoy using it. Atom always has competitive interest rates on their accounts as well. Reviewed on: 17th April 2025

Good and easy to use

Good and easy savings account with good interest on it and easy to navigate around the app. Find it really good to use and keep track of my money. Customer support is also very easy to navigate and find they are quick to answer when needed. Reviewed on: 17th April 2025

very easy to contact and resolve issues plus the bes...

very easy to contact and resolve issues plus the best interest rate on the market Reviewed on: 17th April 2025

I have used Atom Bank App for the past few years.

I have used Atom Bank App for the past few years. The service via their app is efficient and trustworthy Reviewed on: 17th April 2025

EASY TO USE BANKING WITH GOOD INTEREEST RATES

Honest and easy to understand explanations of savings and banking products. Phone app has never had hiccups and transactions progress through promptly and without fuss. Always offer good interest rates, often leading the market. Reviewed on: 17th April 2025

Excellent interest rate compared to their banks.

Excellent interest rate compared to their banks. Easy to use app, never any issues Reviewed on: 17th April 2025

I've always found dealing with atom a pleasureable e...

I've always found dealing with atom a pleasureable experience but as with most people who are investing it's the rate of interest that's the most important section for me and I'm pleased to report they are always in the top 5 for the rates on offer so from that point of view I'd be happy to recommend them or at least for a look to see what is on offer. Reviewed on: 17th April 2025

Easy App to operate

So easy to open up account and App easy to navigate and use. Good competitive interest rates. Would definitely recommend to friends and family. Reviewed on: 17th April 2025

Really competitive rates and easy to use.

Really competitive rates and easy to use. App interface with a timeline of transactions and activity is clear; combining information of Interest Rates, Payments, Monthly statements; a bit more modern than a table! Instant Saver Reward is very competitive. Reviewed on: 17th April 2025

Excellent

Extremely easy app to use. Good interest rates and their customer service is first class Reviewed on: 17th April 2025

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