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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

The app is so easy to use

5
The app is so easy to use, and the chat function Is also really good. Terms and conditions are explained easily. I can move money to my personal account really easily and the access to documents is also helpful. Reviewed on: 17th April 2025

Your app is very easy to use, simple and straightfor...

5
Your app is very easy to use, simple and straightforward, I like that it does facial recognition as well, your products have good rates, would love it if you did ISA's Reviewed on: 17th April 2025

Very efficient service.

5
Very efficient service. Always offer competitive rates. Reviewed on: 17th April 2025

First class

5
Easy to use app, transfers in or out happen without fuss or delay and great rates of interest Reviewed on: 17th April 2025

Brilliant so far product information fantastic

5
Brilliant so far product information fantastic Reviewed on: 17th April 2025

Easy to set up savings

5
I was looking for an easy to set up savings vehicle and this is why I chose Atom Reviewed on: 17th April 2025

Professional, easy to use web site/app.

5
Professional, easy to use web site/app..Communication excellent. Reviewed on: 17th April 2025

I created an account to add my savings.

4
I created an account to add my savings. The account was very easy to set up and the app is easy to use. The interest rates are good too. I have yet to try withdrawing any money, but I can imagine this is very straightforward also. Reviewed on: 17th April 2025

Easy set up, competitive interest rates

5
Easy set up, competitive interest rates Reviewed on: 17th April 2025

Great interest rates on our savings

5
Our financial advisor recommended Atom Bank for a lump sum we needed to invest. We found it easy to setup various accounts and transfer if money into our checking account has been easy. But most of all we have a great return on our savings with some of the best savings account interest rates available. Reviewed on: 17th April 2025

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