Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,594 reviews, last reviewed 29th Dec 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to understand No Problems at all easy to use and understand Reviewed on: 29th December 2025
Patricia Veitch's avatar
Patricia Veitch

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (4594)

Review of the Atom Bank, Savings:

Atom excellent service

5
Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Love Atom Bank!

5
It's just great! User-friendly app and great Interest rates! Reviewed on: 19th April 2025

Easy to create account and deposit funds.

5
Easy to create account and deposit funds. Good interest rates. Not bombarded with emails. Reviewed on: 19th April 2025

Good bank with good customer service

4
Good bank with good customer service Reviewed on: 19th April 2025

Atom bank is very serious

5
The bank is very serious, it offers good money interest rate I am very happy with the service the app is very easy to use. Furthermore I will recommend to everyone to give a try your money will grow if you keep your savings consistently Reviewed on: 19th April 2025

Easy to use good rate.

5
Easy to use good rate. No hassle Reviewed on: 19th April 2025

ATOM bank is secure, convenient and easy to use

5
The app for ATOM bank is secure, convenient and easy to use. Interest rates on savings are excellent and the information supplied by the bank is top quality. Reviewed on: 19th April 2025

Easy and competitive .

5
Very easy to set up a new savings account. Great app and competitive interest rates Reviewed on: 19th April 2025

Easy to use app.

5
Easy to use app. Customer friendly Reviewed on: 19th April 2025

Easy to use app.

5
Easy to use app., competitive interest rates. Reviewed on: 19th April 2025

I like Atom Bank for the straightforward information...

5
I like Atom Bank for the straightforward information supplied about the choices on offer. I particularly like the projections for the deposit amounts and the interest outcomes over the long and short terms offered. The contact log in via my smartphone is easy and the security of "My voice is my ....." security feature is very helpful. Reviewed on: 19th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.82 from 50 reviews
    Atom Bank
    View all products