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Atom Bank: Savings reviews

4.91
Based on 5,186 reviews, last reviewed 20th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026
Nick C's avatar
Nick C

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Great savings account, easily accessible.

5
Great savings account, easily accessible. Reviewed on: 16th April 2025

Best interest!!

5
I’ve been banking a few years now with Atom and very happy with the interest I earn. Reviewed on: 16th April 2025

Great app which is simple to use.

5
Great app which is simple to use. Reviewed on: 16th April 2025

Amazing, from the beginning very straight forward.

5
Amazing, from the beginning very straight forward. Would highly recommend to anyone.My money is safe and interest is very good. Reviewed on: 16th April 2025

Excellent

5
Straight forward to deal with website is easy to use and well informed Reviewed on: 16th April 2025

Easy to use app and all the information I want and q...

5
Easy to use app and all the information I want and quick to find. Reviewed on: 16th April 2025

Competitive rates, easy to use and follow app.

5
Competitive rates, easy to use and follow app. Reviewed on: 16th April 2025

Excellent App with great Interest Rates.

5
Their interest rates are always up with the best. Transfers of money and use of app are straightforward and very quick. Reviewed on: 16th April 2025

Easy savings

4
Savings account was really easy to set up - just download the app and send money in from your current account with another bank. The interest rates are higher than many other banks, meaning that I am saving a lot at no extra cost to me! Reviewed on: 16th April 2025

Very simple

5
Very simple and easy to setup my account. And app works so simple Reviewed on: 16th April 2025

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