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Atom Bank: Savings reviews

4.92
Based on 4,813 reviews, last reviewed 2nd Mar 2026
10300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app Atom app is easy to use. When I had a problem I phoned customer service and they were very helpful. Reviewed on: 2nd March 2026
Linda B's avatar
Linda B

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4813)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great service

5
The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025

Excellent bank.

5
Excellent bank. Great service and App. Reviewed on: 24th April 2025

Tge interest rates are superb an the app is so easy...

5
Tge interest rates are superb an the app is so easy to use. Reviewed on: 24th April 2025

Online ease.

5
I have fixed rates saving with Atom Bank, I do everything on line via the app which makes it very easy. Reviewed on: 24th April 2025

Easy to open and operate account with very competiti...

5
Easy to open and operate account with very competitive interest rates Reviewed on: 24th April 2025

Some of the verification features and customer suppo...

4
Some of the verification features and customer support need working on. But the process is fairly seamless! Reviewed on: 23rd April 2025

App is clear and simple

5
The app has been so clear and simple that I can’t recall ever contacting their customer support. Reviewed on: 23rd April 2025

Such an easy App to upload and use.

5
Such an easy App to upload and use. Very competitive interest rates. Recommended by MSE which helped me choose Atom Reviewed on: 23rd April 2025

Fast and efficient service with a great app which is...

5
Fast and efficient service with a great app which is easy to navigate Reviewed on: 23rd April 2025

Smooth smiles all round

5
I use Atom for an instant access savings account, the simple facial recognition access means no passwords to forget and linked current account helps smooth transfers without account number checks and fraud worries. A smooth running, intuitive app keeps money flowing and me smiling. Reviewed on: 23rd April 2025

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