Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,190 reviews, last reviewed 24th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Atom had been wonderful

5
Had no problems with Atom been great and the interest was at a fantastic rate. Reviewed on: 25th March 2025

i have had zero issues with Atom

5
i have had zero issues with Atom Reviewed on: 25th March 2025

Really easy to access app.

5
Really easy to access app. Good fixed rates Reviewed on: 25th March 2025

Good all round service and products.

5
Good range of products. Easy to use app. Immediate information provided over transfers and withdrawals. Reviewed on: 25th March 2025

Moved savings to maximise interest

5
Moved my savings to Atom as they were offering very good interest rates. The app is brilliant to use and to show when interest is due. Withdrawals are instant. Brilliant so far! Reviewed on: 24th March 2025

Great to invest

5
Easy to invest and contact to get options Reviewed on: 24th March 2025

Why can’t everything be this easy?

5
Clear and easy set up. Easy to access accounts. Account history is clear and easy to access. Early notification of accounts maturing. Competitive interest rates. Reviewed on: 24th March 2025

Straightforward, easy Banking

5
Straightforward, easy to use App and a breeze to open a new account. They offer better rates than high street banks and as they are set up to be app based provide all information needed to manage your savings accounts. Good communication via email and notifications. I have already recommended Atom to family members and we are all happy with the bank and saving with them. Reviewed on: 24th March 2025

10 out of 10

5
I am most impressed with there standards an customer service Reviewed on: 24th March 2025

Its so simple to use - anytime-anywhere

5
Its so simple to use - anytime-anywhere Reviewed on: 24th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products