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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5190 reviews)

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4.91

Based on 5,190 reviews, last reviewed 24th Mar 2026

54400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Highly recommend

Very happy with atom app, easy to use and very reliable.Good communication when account is due to mature. Reviewed on: 22nd March 2025

Excellent customer service

Every time I have a question to ask, the response via the online chat is always quick and efficient. I have had accounts for several years and have always had competitive interest rates too Reviewed on: 22nd March 2025

CONSISTENCY

CONSISTENTLY offers competitive saving rates and app is very stable and easy to use. I have had an excellent experience with Atom and I recommend my family and friends should include it in their savings reviews. Reviewed on: 22nd March 2025

Atom Banking and App

Extremely easy to set up an account, monthly interest payments, regular statements and information about changes etc excellent security easy to access and transfer money when required.. Great app functions which again are easy to use. Reviewed on: 22nd March 2025

Transferred to this bank for a better interest rate,...

Transferred to this bank for a better interest rate, I will stay provided that they keep offering one of the best rates available….. I think anyone would. So Atom keep up the good work. Reviewed on: 22nd March 2025

Excellent app with great security.

Excellent app with great security. Withdrawals are instant Reviewed on: 21st March 2025

Simple to use app and competitive interest rates

Simple to use app and competitive interest rates Reviewed on: 21st March 2025

Great customer service

Called customer service for assistance and they were brilliant. Reviewed on: 21st March 2025

The app is simple and easy to use with transactions...

The app is simple and easy to use with transactions being carried out without any delay. Overall I would rate Atom Bank as excellent. Reviewed on: 21st March 2025

interest rate up

they actually put the interest rate up recently when everyone else is putting theirs down Reviewed on: 21st March 2025

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