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Atom Bank: Savings reviews

4.91
Based on 5,190 reviews, last reviewed 24th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

All has been well with both of my fixed savers I’ve...

5
All has been well with both of my fixed savers I’ve had with atom Reviewed on: 21st March 2025

Recommended banking app

5
Easy to use app and trustworthy company. Reviewed on: 21st March 2025

Easy to use app and great interest rate.

5
Easy to use app and great interest rate. Reviewed on: 21st March 2025

Easy to use app, good rates offered and excellent co...

5
Easy to use app, good rates offered and excellent communication. Reviewed on: 21st March 2025

Easy to follow instructions on app.

5
Easy to follow instructions on app. Reviewed on: 21st March 2025

Excellent customer service.

5
Excellent customer service and support. Always quick to respond not left hanging on hold having to listen to inane music. Reviewed on: 21st March 2025

Atom Bank offers a top-tier digital banking experien...

5
Atom Bank offers a top-tier digital banking experience with excellent customer service, competitive savings rates, and a user-friendly app. While it lacks physical branches and a full suite of banking products, it’s an ideal choice for those seeking high-yield savings and hassle-free online banking. Reviewed on: 21st March 2025

very easy setup and to transfer money

5
very easy setup and to transfer money Reviewed on: 20th March 2025

Good app good app wasy to use efficient

5
Good app good app wasy to use efficient Reviewed on: 20th March 2025

quick and easy to move money

5
Interest rates for fixed period bonds have been at times very competitive and easy to apply. Moving money from instant access accounts is quick at anytime of the day and everyday unlike other providers. Reviewed on: 20th March 2025

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