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Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom have been extreamly easy to use throughout my t...

5
Atom have been extreamly easy to use throughout my time with them, I can always get the information I need quickily and find the app super intuative to navagate. Reviewed on: 20th March 2025

My Atom Account

5
Since opening my Atom savings account I have found it easy to use and to find help if necessary. I like that I can easily transfer money in and take out through my main bank account and information on transactions comes through quickly. Reviewed on: 20th March 2025

Joined Atom for the first time a few months ago and...

5
Joined Atom for the first time a few months ago and was very surprised how good the interest rates are! Reviewed on: 20th March 2025

Love Atom

5
Been with Atom for several years now. Nothing but a good experience. Their rates are good and the services they provide are clear and easy to set up. Reviewed on: 20th March 2025

Simply good value with straight forward products

5
Like products and new ones especially Reward savings accoung Reviewed on: 20th March 2025

Disappointed with my everyday savings rate but other...

4
Disappointed with my everyday savings rate but otherwise great service Reviewed on: 20th March 2025

Competitive interest rates. Easy app to use.

5
I have a few savings accounts with Atom. Great interest rates. Easy app to use. Would recommend. Reviewed on: 20th March 2025

Very competitive and constantly pay above market goi...

5
Very competitive and constantly pay above market going rates Reviewed on: 20th March 2025

Easy to use.

5
Easy to use. interest rates always competitive. Good choice of accounts Reviewed on: 20th March 2025

Excellent security and instant transactions

5
Excellent security and instant transactions Reviewed on: 20th March 2025

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