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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Easy to set up an account and to use.

5
Easy to set up an account and to use. Good user interface. Reviewed on: 19th March 2025

An excellent on-line banking service

5
An excellent on-line banking service that offers some of the best interest rates on the UK market. No problems when having to deal with any issues. The app can be a little quirky at times and takes some getting used to, especially at the logging in part. The additional security layers are reassuring when it comes to protecting your money. Overall, I'm very satisfied with Atom bank Reviewed on: 19th March 2025

Ease, value and peace of mind.

5
Onboarding into the app was seamless, and the products offered are market leading. App experience and information are well presented and written in plain English with no banking "gobbledygook". Reviewed on: 19th March 2025

Excellent service and extremely happy with the whole...

5
Excellent service and extremely happy with the whole experience that Atom provides Reviewed on: 19th March 2025

Excellent rates and very easy to use app.

5
Excellent rates and very easy to use app. Best I’ve used Reviewed on: 19th March 2025

Great Bank and Easy App

5
Very easy process from start to finish with a super easy app to use. Reviewed on: 19th March 2025

Atom Bank , for simple efficiency

5
Atom bank are efficient, reassuring best care and service , give excellent rewards to customers and are a great source of online safety guaranteed. Reviewed on: 19th March 2025

Brilliant App

5
The App is brilliant, never had an error with it in over 5 years. Not even needed to call customer services as never had a problem. Notifications are all spot on and everything is explained well. Reviewed on: 19th March 2025

Hassle free way to invest my money.

5
Hassle free way to invest my money. With an easy to use website. Reviewed on: 19th March 2025

I recommend Atom Bank.

5
The App is easy to use, you get good rates of interest and I spoke to a real person when I had a problem and needed to ring them. Reviewed on: 19th March 2025

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