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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (5000 reviews)

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4.92

Based on 5,000 reviews, last reviewed 4th Mar 2026

18350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

All good just a savings account with an FCA guarantee. All good just a savings account with an FCA guarantee. Apparently got to say more but got nothing to add Reviewed on: 4th March 2026

Latest lowest rating:

1

Circumstances changed, couldn't withdraw fixed rate... Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impre... Read more Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5000)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Simple with good rates

Very straightforward helpful bank, no hassle, just easy to bank with good rates. Reviewed on: 10th February 2026

PatelDMP

Never had any problems Good Websit Reviewed on: 10th February 2026

Easy to use with excellent product

Easy to use with excellent product Reviewed on: 10th February 2026

Love the way I choose the date my interest is paid.

Love the way I choose the date my interest is paid. Such a simple thing, but makes life easier. Only bank I know that does this. App is great too. Reviewed on: 10th February 2026

Brilliant.

Brilliant. Easy and friendly! Highly recommend Reviewed on: 10th February 2026

I have used Atom for a while and it is...

I have used Atom for a while and it is so easy to use Reviewed on: 10th February 2026

ATOM APP

Great app to use.Easy to transfer money Reviewed on: 10th February 2026

Fantastic App.

Fantastic App. Easy to use but if you need to speak to someone that is also very easy Never hassle you but give gave rates Reviewed on: 10th February 2026

Not particularly techy. Don't worry

As a person of a certain age and not particularly confident in online banking I was attracted to Atom by its very competitive savings rate. Setting up the account was fairly straightforward and with the help of a real person on the phone all was well. Very pleased with Atom. Reviewed on: 10th February 2026

Customer service is exemplary.

Customer service is exemplary. Queries answered/solved very quickly - particularly technical ones. Rates very good for instant access. Reviewed on: 10th February 2026

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