Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Such a shame all banks don't run as effective and ef...

Such a shame all banks don't run as effective and efficiently as Atom. .Easy to navigate app. Great instant customer service maned by people who know there job. Fair rates. Have got everyone I know to join. Absolutely excellent bank. Reviewed on: 13th March 2025

Totally recommend Atom !

I have had numerous accounts with Atom for a few years now . Always easy to set up ,invest and withdraw funds . Their online app is easy to use and I recommend it to family and friends . I have just taken out new investments and will continue to do so with their great rates of interest . Just wish they did ISAs as well . Reviewed on: 13th March 2025

Always happy with Atom.

Always happy with Atom. Excellent rates Excellent Customer Service. Easy to use. Reviewed on: 13th March 2025

The app is brilliant & so easy to use.

The app is brilliant & so easy to use. I had to phone customer services & they were so friendly & helpful. Great interest rates & monthly interest paid. Definitely recommend Atom. Reviewed on: 13th March 2025

Easy to use app, good interesta on savings.

Easy to use app, good interest on savings.Good communication Reviewed on: 13th March 2025

It's all done on the app.

It's all done on the app. Savings transfer very quickly and the rates are good Reviewed on: 13th March 2025

I have had a good experience with Atom so easy just...

I have had a good experience with Atom so easy just brilliant for me Reviewed on: 13th March 2025

Easy to use app, plus Easy to transfer money for acc...

Easy to use app, plus Easy to transfer money for accounts. Interest rates are good for everyone Reviewed on: 13th March 2025

Easy to set up, easy to understand.

Easy to set up, easy to understand. When changing phone models been helped by customer service to transfer App. Payouts are quick, communication good. Reviewed on: 13th March 2025

Great products and service

Great products and brilliant service. There App is very easy to use and has all the information you need. Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Loughborough Building Society 4.93 from 464 reviews
Savings
from Monmouthshire Building Society 4.86 from 2938 reviews
Instant Access Savings
from Metro Bank 4.91 from 483 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub