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Atom Bank: Savings reviews

4.92
Based on 4,903 reviews, last reviewed 4th Mar 2026
13900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use and options to log in. Very easy to use and options to log in, possibly could offer a fingerprint option. App only but again no issues. have had no need to contact customer ... Read more Reviewed on: 4th March 2026
John F's avatar
John F

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
John's avatar
John

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4903)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom Account

5
Easy to set up and use , and customer services easy to access , and always helpful . Reviewed on: 22nd April 2025

Great banking experience, very straight forward

5
Great banking experience, very straight forward Reviewed on: 22nd April 2025

Highly recommend this user friendly, good value bank.

5
I've used multiple Atom bank products for short term and long term savings reasons. The app is excellent, the communication is brilliant and the rates are unbeatable. I really like the security features and I've recommended Atom bank to lots of friends. Reviewed on: 22nd April 2025

Great App. Easy to Use

5
The Atom app is so completely easy to use. It is straight forward and easy to open accounts, transfer money, see what accounts you have and how they are doing. Couldn't be happier with it Reviewed on: 22nd April 2025

Simple, Easy, Straightforward

4
Have used Atom multiple times over the last couple of years, they often have some of the best interest rates. The app is easy to use to open new accounts and manage existing ones. Reviewed on: 22nd April 2025

The app is just so easy to use.

5
The app is just so easy to use. Great institution. Reviewed on: 22nd April 2025

Atom Bank app is very easy to use.

5
Atom Bank app is very easy to use. I get plenty of notice of fixed rates ending and options are clear. Reviewed on: 22nd April 2025

I found Atom Bank easy to use

5
I found Atom Bank easy to deal with and I’m happy with the account I have with them. Great interest rate too. The app is also easy to use unlike some. Reviewed on: 22nd April 2025

Good interest rate.

5
Good interest rate. Online app user friendly. No fave to face interaction so can only comment on the account opening ease of use on the app Reviewed on: 22nd April 2025

I've been saving with ATOM for many years.

5
I've been saving with ATOM for many years. Range of products and interest rates are what I was initially drawn to, coupled with a positive recommendation from the Martin Lewis TV programme. Customer service has always been great ! Reviewed on: 22nd April 2025

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