Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,010 reviews, last reviewed 5th Mar 2026
37700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good bank excellent service. Atom has a good range of products and offers very competitive rates. I have always found their customer service to be extremely helpful. They always g... Read more Reviewed on: 5th March 2026
Peter Gatland's avatar
Peter Gatland

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5010)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Atom Bank Review

5
Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

Great banking app with market leading interest rates.

5
The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading. Reviewed on: 18th June 2025

Great place for your money

5
Easy to open, easy to use, easy to transfer between their products.Fast response with any queries all in all I recommend them Reviewed on: 14th June 2025

excellent service via the seamfree app

5
excellent service via the app which is so easy to use Reviewed on: 13th June 2025

The process for setting up an account is very simple...

5
The process for setting up an account is very simple and the security steps are very comprehensive. Reviewed on: 13th June 2025

They are always quick to respond and answer plus the...

5
They are always quick to respond and answer plus they have a really fast service. There is a limited number of options but they are always good options. Reviewed on: 13th June 2025

Always easy to open and deposit or withdraw cash

5
Always easy to open and deposit or withdraw cash Reviewed on: 13th June 2025

Excellent online service.

5
Excellent online service. Easy to deal with. Great backup staff at hand. Reviewed on: 12th June 2025

Check the Piggy Bank to see your interest growing

5
Atom is easy to use, has excellent interest rates and is entertaining, when you click on interest a little piggy bank appears which shows you your saving streak and when your interest is due. All you statements are easily accessible in the vault, a vey easily navigated app. Reviewed on: 12th June 2025

Great app and friendly customer services

5
The Atom banking app is very intuitive and it is easy to call customer services, who are friendly and helpful. Reviewed on: 29th May 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products