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Atom Bank: Savings reviews

4.92
Based on 4,907 reviews, last reviewed 4th Mar 2026
14100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy App Easy to use App. Everything is explained in plain English. I have used Atom for several years and have never been disappointed. I know I would always ... Read more Reviewed on: 4th March 2026
Margaret C's avatar
Margaret C

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
John's avatar
John

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4907)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

the best product to save money.

5
Researched the best product to save money. Atom came top. They offer many products that help you build. Short or long term with good return. Accessible app easy to navigate. Recommended to family Reviewed on: 22nd April 2025

High interest on a monthly basis

4
High interest on a monthly basis Reviewed on: 22nd April 2025

Best bank for savings

5
Easy to use app, excellent savings rates and keeps you informed Reviewed on: 22nd April 2025

Great app.

5
Great app. Clean, friendly and not too much information Reviewed on: 21st April 2025

Easy to use app- competitive rates- clear instructions

5
Easy to use app- competitive rates- clear instructions Reviewed on: 21st April 2025

Fabulous Bank

5
Great customer service with very helpful telephone line operators, very easy to use App and excellent interest rates. Reviewed on: 21st April 2025

Love Atom

5
Love using Atom bank. App easy to navigate and customer service next to none. Reviewed on: 21st April 2025

No more leaving my excess money in my current account

5
After leaving my excess money in my current account I was looking for an accessible online account that offered higher interest rates comparable to an ISA. The ATOM was easy to set up on my iPad, the app provides real time updates on the interest I am earning on my savings. Reviewed on: 21st April 2025

Good banking app!

5
Set up is easy, rates very competitive. I feel safe using it. Money transfer is quick and instant. Easy to check balance via app. Reviewed on: 21st April 2025

Always get good interest rate with Atom.

5
Been investing with Atom for several years now, had always got a great interest return. Reviewed on: 21st April 2025

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