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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Very good app

Very good app, simple to navigate and clear. Would recommend without hesitation. Reviewed on: 5th February 2025

Easiest account opening experience ever.

Easiest account opening experience ever. Brilliant app. Easy to make transfers. Reviewed on: 5th February 2025

Efficient payments.

Efficient payments. Really love that payments are made on bank holidays as well. Reviewed on: 5th February 2025

We use the interest to boost our income.

We use the interest to boost our income. Have recommended atom to many friends and family who have since set up accounts. Reviewed on: 5th February 2025

I have opened three different Atom Bank Savings prod...

I have opened three different Atom Bank Savings products in the past year. The app is super easy to use and track my savings progress on. It would be even better if it allowed customers to transfer money between Atom Savings products, instead I had to send money to my linked bank account and then redirect it which was time consuming. Reviewed on: 5th February 2025

So easy to setup and use the app.

So easy to setup and use the app. Reviewed on: 5th February 2025

Simple and straightforward.

Simple and straightforward. No faff and very intuitive app. Reviewed on: 5th February 2025

Easy to use

So easy to set up and use, with good interest rates Reviewed on: 5th February 2025

Very helpful and professional, quick to answer the p...

Very helpful and professional, quick to answer the phone and happy to help. Reviewed on: 5th February 2025

Really good bank, favourable rate and easy to use

Really good bank, favourable rate and easy to use Reviewed on: 5th February 2025

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