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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4907 reviews)

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4.92

Based on 4,907 reviews, last reviewed 4th Mar 2026

14100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy App Easy to use App. Everything is explained in plain English. I have used Atom for several years and have never been disappointed. I know I would always ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4907)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Quick and easy

Quick and easy to set up. Good rates on offer and flexible saving options. Reviewed on: 21st April 2025

I was recommended by a good friend to Atom who assur...

I was recommended by a good friend to Atom who assured me as I had not used app banking before. I have set up a couple more savings accounts on it since first matured and introduced someone else to it. I am not most tech savvy person but find the app easy to use and products easy to compare with savings percentages being open to all and not limited to high sum investments. I don’t always have a lot to save but it helps I can choose even 6 months and get a return, or 9 to 12 months depending on why I am saving. At maturity the money is returned with interest to my nominated account hassle free. Reviewed on: 21st April 2025

So easy to use and great communication with good ret...

So easy to use and great communication with good returns. My husband is setting his up today Reviewed on: 21st April 2025

Excellent saving rates.

I started saving with Atom several years ago and found their saving rates excellent, Always competitive and always the better rate. Using the online App I found it very easy to use and able to check on my savings regularly. Reviewed on: 21st April 2025

Easy to use website.

Easy to use website,professional helpful service and competitive interest rates. Reviewed on: 21st April 2025

Very convenient and good interest rate.

Very convenient and good interest rate. Reviewed on: 21st April 2025

Website is very easy to use.

Website is very easy to use. Face ID is brilliant for keeping it safe. Very happy for you to be looking after my savings. Reviewed on: 21st April 2025

Atom offer excellent rates, the app and contacting c...

Atom offer excellent rates, the app and contacting customer services is easy to use Reviewed on: 21st April 2025

Easy banking

Really straightforward to use. Easy banking. Reviewed on: 21st April 2025

Good app, efficient quick and clear.

Good app, efficient quick and clear. Interest rates responsive to current financial situation. Reviewed on: 21st April 2025

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