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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

56200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5209)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Good experience using the app.

Good experience using the app. Very easy to apply for fixed rate savers, with a proven history of competitive rates Reviewed on: 10th April 2024

Delightful experience: effortless and clear

I wanted to structure my savings in a specific way. With Atom it was incredibly effortless and fast to set up several savings account at different fixed period, naming them, checking on them, ... Reviewed on: 10th April 2024

Simple to use

It was so easy to understand the product and open an account ( especially compared to some of the others we looked at!) as well as easy to use the app on my phone to keep up to date etc. Reviewed on: 10th April 2024

Good products and easy to use app

Good products and easy to use app Reviewed on: 10th April 2024

Confidence inspiring and well managed

It was easy to set up and manage. The information provided and the process imbued confidence. The rates are excellent and have already reinvested. Customer service was spot on. Reviewed on: 10th April 2024

Excellent Fixed Saver and service

Excellent Fixed Saver and Customer service - the App is so easy to use giving you all the information and tools - been using Atom a few years now and they are faultless Reviewed on: 10th April 2024

Atom: top interest, beautiful, fast, simple, & 5 stars!

Atom seems too good to be true: high interest rate, beautifully simple to set up, graphically crystal clear, easy to access, fast, and highly recommended. Reviewed on: 10th April 2024

Fantastic experience

App is so simple and easy to use and the customer support centre are fantastic to help if you have any problems. Reviewed on: 10th April 2024

Great App !

Great App ! Good rates ! Easy to use ! Reviewed on: 10th April 2024

Atom provides a good fixed saver that is easy to use

Atom provides a good fixed saver that is easy to apply for and fund. The account can be funded for seven days with multiple payments but make sure your first deposit is more than £50 to be accepted. If making a electronic transfer the name of the account you are transferring to is your name (not Atom Bank) to allow the transfer process to make your payment to the account. Overall a easy to set up account with clear options at maturity. Reviewed on: 10th April 2024

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