Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

View other Atom Bank products

4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Good interest rate

Good app easy to use and good customer services Reviewed on: 3rd April 2023

Great interface, simple to use

A great little app to manage your money. Easy to apply and setup, also super simple to use Reviewed on: 3rd April 2023

Very good saving account

Great app. Easy to use. Very accessible. Good rates. Reviewed on: 3rd April 2023

Great rates

I moved my Dad’s inheritance money to the fixed saver account. The interest rates are great and the service is excellent. Reviewed on: 3rd April 2023

Great

Set up a new Atom account and was up and running in a couple of days. Very intuitive app and have zero issues so far. Good rate of interest and quick to change it after bank of england base rate changes. Reviewed on: 31st March 2023

Banking on line is a breeze

Good customer service and fair response to any Bank of England interest rate rise Reviewed on: 30th March 2023

Great account

Very easy to set up and enter/edit details. A really great interest rate. Very easy to use and navigate app. Really impressed. Reviewed on: 30th March 2023

Very easy saver

Very easy application process - no fuss. Excellent App and best interest rates Reviewed on: 30th March 2023

Modern, easy and good value

Modern feel to the app which is so nice compared to some. My account was really easy to open and provides a good rate which has kept going up! Reviewed on: 30th March 2023

Good rates and an efficient service

I am pleased with the interest rates offered by Atom and impressed by the efficiency of their service. Funds can be moved in and out of the account almost immediately and the app is a model of clarity. Reviewed on: 30th March 2023

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loyalty Saver
from Nationwide 4.29 from 20 reviews
Savings Account
from Recognise Bank 4.80 from 180 reviews
Savings
from Darlington Building Society 4.90 from 12450 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub