Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

View other Atom Bank products

4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

56200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5209)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Banking on line is a breeze

Good customer service and fair response to any Bank of England interest rate rise Reviewed on: 30th March 2023

Great account

Very easy to set up and enter/edit details. A really great interest rate. Very easy to use and navigate app. Really impressed. Reviewed on: 30th March 2023

Very easy saver

Very easy application process - no fuss. Excellent App and best interest rates Reviewed on: 30th March 2023

Modern, easy and good value

Modern feel to the app which is so nice compared to some. My account was really easy to open and provides a good rate which has kept going up! Reviewed on: 30th March 2023

Good rates and an efficient service

I am pleased with the interest rates offered by Atom and impressed by the efficiency of their service. Funds can be moved in and out of the account almost immediately and the app is a model of clarity. Reviewed on: 30th March 2023

Fresh, fast & friendly

A reliable, friendly and fast account that reacts seamlessly and communicates clearly. Highly impressive offering. Reviewed on: 30th March 2023

Happy customer

Easy to open and use account with the app and competitive rate Reviewed on: 30th March 2023

The smartest thing I 've done!

Having a fixed saver with Atom is a no-brainer. On top of having the best rate in the market, they do everything so simple and cool...! Reviewed on: 30th March 2023

Great service

On the odd occasion I have had cause to contact Atom Bank they have been very helpful and speedy in dealing with the matter. Great customer service and good products. Reviewed on: 30th March 2023

Best rates

So easy to open an account and manage. Always have very competitive rates. Reviewed on: 24th March 2023

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Acorn Community Bank 4.94 from 456 reviews
Savings
from London Community Credit Union 3.88 from 4 reviews
Instant Access Account
from Principality Building Society 4.66 from 5 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub