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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4983 reviews)

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4.92

Based on 4,983 reviews, last reviewed 4th Mar 2026

17600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good rate, clear app, reassuring processes. I had not heard of Atom bank but came to it via the Martin Lewis MSE website, where it was listed for its competitive fixed term interest rate. I read... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

saving rate When I joined 2y ago saving rate above average, now well below average Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4983)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Easy to set up, save and understand your investment

Easy to set up, save and understand how your investment will work. Good range of saving options that are easy to understand. I've used Atom for the last two years and can't think of any drawbacks, so that is also a benefit. Reviewed on: 22nd April 2025

Simple and Consistent Interest

Clear layout and consistent interest rate Reviewed on: 22nd April 2025

Easy to open account and straight forward app.

Easy to open account and straight forward app. Competitive interest rates Reviewed on: 22nd April 2025

The app is super easy to use.

The app is super easy to use. The communication - both app and email - is clear and concise Reviewed on: 22nd April 2025

Friendly efficient call handlers.

Don't have to call them much but when I do it's always a friendly efficient person to answer my enquiries who picks up the phone. Reviewed on: 22nd April 2025

Easy to use App

Have used Atom for a number of years. Great App very easy to use. Reviewed on: 22nd April 2025

the best product to save money.

Researched the best product to save money. Atom came top. They offer many products that help you build. Short or long term with good return. Accessible app easy to navigate. Recommended to family Reviewed on: 22nd April 2025

High interest on a monthly basis

High interest on a monthly basis Reviewed on: 22nd April 2025

Best bank for savings

Easy to use app, excellent savings rates and keeps you informed Reviewed on: 22nd April 2025

Great app.

Great app. Clean, friendly and not too much information Reviewed on: 21st April 2025

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