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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5036 reviews)

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4.91

Based on 5,036 reviews, last reviewed 5th Mar 2026

40200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Satisfied member of ATOM Have been a member of ATOM for over four years. Has had a hassle free time since the very beginning. Easy to set up and even easier to manage your mon... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5036)

Review of the Atom Bank, Savings:

Fantastic experience

Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Such an easy App to upload and use.

Such an easy App to upload and use. Very competitive interest rates. Recommended by MSE which helped me choose Atom Reviewed on: 23rd April 2025

Fast and efficient service with a great app which is...

Fast and efficient service with a great app which is easy to navigate Reviewed on: 23rd April 2025

Smooth smiles all round

I use Atom for an instant access savings account, the simple facial recognition access means no passwords to forget and linked current account helps smooth transfers without account number checks and fraud worries. A smooth running, intuitive app keeps money flowing and me smiling. Reviewed on: 23rd April 2025

Great interest rates and bank. .

Atom is incredibly user friendly. Great interest rates and service. Reviewed on: 23rd April 2025

Great Savings App

Great interest rates and the app is easy to use. Love the notifications when I pay money in. Reviewed on: 23rd April 2025

Atom is a Great App Based Bank

I have been a customer of Atom since 2022 and found the service excellent from a clear and great App side. Reviewed on: 23rd April 2025

Brilliant for everything, I am a happy customer.

Brilliant for everything, I am a happy customer. Reviewed on: 23rd April 2025

Very proactive in providing updates

Atom are very proactive in providing updates and information about how a product is performing and whether there are new options as a customer. Reviewed on: 23rd April 2025

Flawless experience with great interest rates.

Flawless experience with great interest rates. Reviewed on: 23rd April 2025

Called customer service got through straightaway and...

Called customer service got through straightaway and were very helpful Reviewed on: 23rd April 2025

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