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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5010 reviews)

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4.91

Based on 5,010 reviews, last reviewed 5th Mar 2026

37700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good bank excellent service. Atom has a good range of products and offers very competitive rates. I have always found their customer service to be extremely helpful. They always g... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5010)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great option for fixed term savings

I’ve had a few fixed term savings accounts with Atom. Been very easy to open with good interest rates and responsive customer service. Reviewed on: 21st April 2025

Great online bank customer service is always immedia...

Great online bank customer service is always immediate and things resolved quickly. Reviewed on: 21st April 2025

Ease of moving money on App

Love the ease of moving money around in the instant access savings account I have with Atom. Reviewed on: 21st April 2025

Extremely easy to use

Extremely nervous to use an online platform but have opened numerous savings accounts over the past few years with great ease and confidence. Reviewed on: 21st April 2025

Straightforward Savings App.

Had my Atom Savings account for 5 months now. Straightforward, uncluttered app with innovative features. Good interest rate. No complaints so far. Reviewed on: 21st April 2025

Easy to use account

App based savings account. So easy to use to deposit and access cash Reviewed on: 21st April 2025

Simple straight processes back by a fabulous custome...

Simple straight processes back by a fabulous customer service team. Offers are clear and easy to understand. Reviewed on: 21st April 2025

Love the app - so easy to use.

Love the app - so easy to use. Plus Atom offers a simple, straightforward range of instant savers and fixed savings accounts. Reviewed on: 21st April 2025

So far, been good.

So far, been good. The rates were very competitive Reviewed on: 21st April 2025

The phone app works very well, and is easy to use.

The phone app works very well, and is easy to use. The interest rate is not quite as competitive as it was when I joined, but still represents a good interest rate for an instant access account. Reviewed on: 21st April 2025

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