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Atom Bank: Savings reviews

4.91
Based on 5,032 reviews, last reviewed 5th Mar 2026
39900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to access and use online banking Easy to access and use online banking Easy access to funds, easy to transfer and great interest rates on the savings account. Reviewed on: 5th March 2026
David S's avatar
David S

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5032)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Very convenient and good interest rate.

5
Very convenient and good interest rate. Reviewed on: 21st April 2025

Website is very easy to use.

5
Website is very easy to use. Face ID is brilliant for keeping it safe. Very happy for you to be looking after my savings. Reviewed on: 21st April 2025

Atom offer excellent rates, the app and contacting c...

5
Atom offer excellent rates, the app and contacting customer services is easy to use Reviewed on: 21st April 2025

Easy banking

5
Really straightforward to use. Easy banking. Reviewed on: 21st April 2025

Good app, efficient quick and clear.

5
Good app, efficient quick and clear. Interest rates responsive to current financial situation. Reviewed on: 21st April 2025

Good rates and always there when required.

5
Good rates and always there when required. Reviewed on: 21st April 2025

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Good service with an good app that is easy to...

5
Good service with an good app that is easy to use Reviewed on: 21st April 2025

Been with Atom for a few years and not been let down.

5
Been with Atom for a few years and not been let down. Convenient no hassle banking. Flexible with good range of choice. Reviewed on: 20th April 2025

Easy to use, good interest rate, available 24/7

5
Easy to use, good interest rate, available 24/7 Reviewed on: 20th April 2025

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