Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,812 reviews, last reviewed 20th Feb 2026
10250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026
Teyo G's avatar
Teyo G

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4812)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Been with Atom for 3 years now and everything is a b...

5
Been with Atom for 3 years now and everything is a breezez Reviewed on: 11th February 2026

My money is secure with Atom

5
I feel very happy knowing my money is safe with Atom. Reviewed on: 11th February 2026

Easy to use and good saving rates.

5
Easy to use and good saving rates. Only reason for not 5 star being unable to automatically pay interest into nominated account Reviewed on: 11th February 2026

Super easy to set up and use

5
Super easy to set up and use. I have been used it nearly 2 years and have good experience. The APP is user friendly. Reviewed on: 11th February 2026

Very easy to deal with when opening account, monthly...

5
Very easy to deal with when opening account, monthly interest payments on time Reviewed on: 11th February 2026

Great company

5
Great company been a customer for many years Reviewed on: 11th February 2026

No hassle banking with no problems experienced

5
No hassle banking with no problems experienced Reviewed on: 11th February 2026

Great bank

5
Great bank, the App is so easy to use and is really clear how your investment are being managed. Reviewed on: 11th February 2026

I like how easy it is to use account,

5
I like how easy it is to use account, the speed of transfers and flexibility Reviewed on: 11th February 2026

10/10 Atom

5
Quick and efficient,friendly responses to all queries. Reviewed on: 11th February 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.83 from 50 reviews
    Atom Bank
    View all products