Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,128 reviews, last reviewed 6th Mar 2026
48900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great experience over a few yrs. I’ve had multiple accounts with Atom over the years. Never had to liaise with customer service so not sure about that. I think it works well and offer... Read more Reviewed on: 6th March 2026
Sarah's avatar
Sarah

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026
Keith C's avatar
Keith C

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5128)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

I've had a mortgage with them and now a savings ISA.

5
I've had a mortgage with them and now a savings ISA. Great app and very straightforward. Good levels of communication. Reviewed on: 20th April 2025

Utterly flawless.

5
Utterly flawless. Easy to manage via app. Immediate transfers. Market leading rates. No noisy/pushy sales or notifications. Reviewed on: 20th April 2025

Simple to use for someone in their late 60's.

5
Simple to use for someone in their late 60's. Reviewed on: 20th April 2025

Great Company

5
I was a little unsure of Atom Bank at first but went ahead and opened an account .I had a small problem but their Customer Support were excellent Reviewed on: 20th April 2025

Makes saving simple.

5
Makes saving simple. App is easy to use Reviewed on: 20th April 2025

Wow! Fantastic!

5
Wow! Fantastic interest rate and so easy to manage the account through the app. I couldn’t be happier. Thank you! Reviewed on: 20th April 2025

Great app very easy to move money

5
Great app very easy to move money Reviewed on: 20th April 2025

Very easy to open and manage the account.

5
Very easy to open and manage the account. When you need to withdraw or add money it happens extremely quickly so if you need the money in a hurry it happens immediately. Reviewed on: 20th April 2025

Easy to open account and user friendly website

5
I loved the fact that the account was easy to open, and find the website really easy to operate. Your savings rates are competitive too. Reviewed on: 20th April 2025

Banking with Atom isn’t one of life’s added stresses.

5
Banking with Atom isn’t one of life’s added stresses.The app is brilliant . It’s written and explained clearly, no waffle. Instant access to your banking details and info…..we love it. Reviewed on: 20th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products