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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Excellent service since joining Atom

5
Excellent service since joining Atom Reviewed on: 18th April 2025

Great account, easy to set up and use.

5
So easy to set up an account. The App is clear and simple to use, and a great interest rate. Reviewed on: 18th April 2025

Atom is fab.

5
There system is practical and user friendly and makes me comfortable when using it. I feel confident that they are looking after my interests, Reviewed on: 18th April 2025

Been using their 12 month saver and it’s extremely e...

5
Been using their 12 month saver and it’s extremely easy to view and use Reviewed on: 18th April 2025

One of the best around

5
Been with Atom for a couple of years now and in that time I’ve had no issues whatsoever. Easy to navigate the app and adding/moving money. The savings rate is very competitive and as good as any currently on the market Reviewed on: 18th April 2025

I believe banking should be like having a silent par...

5
I believe banking should be like having a silent partner, you only contact them in exceptional circumstances and vice versa .I trust Atom with my money and leave it at that. Reviewed on: 18th April 2025

App simple to use and money transfer quickly

5
App simple to use and money transfer quickly Reviewed on: 18th April 2025

Atom give me the best interest rate of any bank I’ve...

5
Atom give me the best interest rate of any bank I’ve ever used, really good for first time buyers in the current economy Reviewed on: 18th April 2025

Variety and efficiency

5
Easy set up with a range of accounts. Excellent rates, with options to suit long and short term savings and investments. Reviewed on: 18th April 2025

Excellent bank service towards customer

5
Excellent bank service towards customer Reviewed on: 18th April 2025

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