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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5177 reviews)

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4.91

Based on 5,177 reviews, last reviewed 10th Mar 2026

53300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great Bank ! Great! It's simple set up easy access good interest rates. The App is easy to use and access, the interest are straight forward to understand Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5177)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Really easy to open account and use APP.

Really easy to open account and use APP. Good rates Reviewed on: 18th April 2025

Good online communication.

Good online communication. App easy to use. Updates clear. Reviewed on: 18th April 2025

Easy to open with good rates, app simple to use.

Easy to open with good rates, app simple to use. Reviewed on: 18th April 2025

great app and bank, easy to set up account and...

great app and bank, easy to set up account and operate Reviewed on: 18th April 2025

What's not to like?

I've hve banked with Atom for about 3yrs without any problems. Their rates are very competitive, their App is very easy to navigate (even for a pensioner like me!) The facial recognition used to log on works without a high and saves having to remember log on details. I like how I don't get a any promotional messages or emails from them. Reviewed on: 18th April 2025

Elderly investor.

Very helpful Operatives who made the process of investing so easy for someone of my age. Following bereavement. Reviewed on: 18th April 2025

No fuss banking

The bank does exactly what I need it to, not complicated, no fuss. Great interest rate and app. Wish other banks would follow suit and make everything painless and simple! Reviewed on: 18th April 2025

I have a savings account with atom and had my phone...

I have a savings account with atom and had my phone stolen of Christmas holiday and needed to get in touch with with I was able to ring and speak with someone Boxing Day and they were every help full, happy and polite even though they were working from home Boxing Day Reviewed on: 18th April 2025

One of the best digital banks!

I was pleasantly surprised at the ease with which the account was opened, its high interest tates and the security of the account. I would be happy to recommend this to my family and friends Reviewed on: 18th April 2025

I have banked with you for two consecutive years.

I have banked with you for two consecutive years. Very happy with my return. Reviewed on: 18th April 2025

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