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Barclaycard: Platinum credit cards reviews

3.84
Based on 315 reviews, last reviewed 23rd Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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52%
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22%
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10%
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3%
See only 1 star reviews
13%

Latest highest rating:

4

Not the most competitive Initial use was good. Competitive rates for balance transfers and purchases. The app changed from being separate to joining the Barclays app. Features... Read more Reviewed on: 23rd January 2026
Mr A's avatar
Mr A

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
Frosty's avatar
Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (315)

Long term interest free

5
Have found my card brilliant. 29 months interest free and also applies to balance transfers Reviewed on: 4th April 2018

Great Card to have

5
Its great and the rewards and excellant Reviewed on: 4th April 2018

Looks after their customers

5
I had a Barclaycard platinum to make a big purchase. After paying off the total amount I tried to cancel they put credit on my account so I'd stay with them. They did this a few times for me which was really nice. Reviewed on: 4th April 2018

Never a problem

5
Had my Barclaycard for almost 20 years and never had an issue, great customer service, highly recommended! Reviewed on: 4th April 2018

OK but

3
The product is OK, but some of the online services leave a bit to be desired. Would much rather be able to get more than a year of past statements, for example. Reviewed on: 10th February 2018

Good for Balance transfers, not spending

3
I have had a Barclaycard Platinum for some years now, and it sucks you in by offering long term balance transfers, but twice yearly appear to put up credit limits in an effort to encourage spending, which at rates like 26% can cost dearly. Therefore they are good if you can resist the temptation to spend! Reviewed on: 1st February 2018

great customer service

5
Much better than Virgin Money, always helpful, i had a really bad experience with Virgin Money, but Barclaycard are great. Reviewed on: 20th January 2018

The best credit card

4
It is so easy to deal with my credit card online. I am able to pay it off each month online without any hassle. I recommend it! Reviewed on: 14th January 2018

Competitive

5
Fantastic deals for new customers, decent interest rate even after the initial promotional period . Reviewed on: 1st January 2018

amazing

5
love it so much, the best ever. would strongly advise. Reviewed on: 15th November 2017

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