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Barclaycard: Platinum credit cards reviews

3.83
Based on 314 reviews, last reviewed 14th Nov 2025
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Latest highest rating:

5

Rewarded with cashback for using Rewarded with cashback for using Reviewed on: 17th June 2025
Dan's avatar
Dan

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
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Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (314)

Can't dispute transactions

1
Mailed them my dispute for goods never received. They mailed me letter back thirty days later saying they never received my letter and I have to pay it. Transaction was only $40. But, I am cancelling because I am not willing to correspond on even larger transactions via snail mail. Reviewed on: 18th September 2016

Premium Barclaycard

5
I applied for a Premium Barclaycard credit card after my original bank was only willing to offer me an extortionate interest rate loan. From the initial application to two years down the line I have nothing but praise for this card. Easy to use website, very clear information, simple to pay your bill each month - delighted with it, and shows up my original bank no end! Highly recommended. Reviewed on: 21st August 2016

Ok but could be better

3
I had a problem that took a while to resolve. I had to escalate it but once it had been passed to a manager it was resolved quickly. It did take a few calls which was frustrating and they could have been more professional but overall it was resolved to my satisfaction. Reviewed on: 30th June 2016

Prepared to take a risk

5
Barclaycard wanted to know every last detail of my finances. Salary and income and out goings along with future plans. They saw that as a risk that was manageable. Reviewed on: 27th June 2016

Barclaycard for newbies

5
Using my barclaycard has been very helpful especially when I need to buy something and I don't have enough money on my bank account. The card is contactless as well so it makes life easier. The pay back reminder system is also very helpful. All in all, would recommend. Reviewed on: 26th June 2016

Handy for life and for living

5
A great card to have in your pocket for everyday living and those extra unexpected things that you can't avoid Reviewed on: 28th May 2016

excellent service

4
always very helpful staff whenever i ring up Reviewed on: 23rd May 2016

Good service, let down by clunky mobile app

4
Their mobile app was one of the first in the UK to offer contactless mobile payments on Android, but the experience was a let down, with payments being unreliable and the app including a permanent notification which couldn't be removed. Reviewed on: 23rd May 2016

Horrible!

1
I never missed a payment on my credit card, always paying on time and more than the minimum amount. I was about £300 under my credit limit and tried making a £30 purchase using the card at my local Holland and Barrett. To my embarrassment, the sales assistant told me that my card had been refused, and that a note had popped up on their system asking them to call Barclaycard immediately. I was very confused at this point, but waited whilst the call was made. The girl then returned to me and explained that Barclaycard have refused the payment, but that she wasn't aware of why. Annoyed at this point, I asked for my card back and tried to leave the shop. The assistant told me that Barclaycard had instructed her to keep my card...!!!!! What?!?! I left the store, even MORE annoyed and confused and I called Barclaycard when I got home for an explanation. I was told a new card would be sent out. Fine. When the letter arrived, it said (without giving ANY reason at all) that Barclaycard were exercising their right to cancel my account with them and that I was to pay back all monies owed. So A company that I had been using, AND paying on time every month, took my card and closed my account without any explanation. Great company.... NOT!! I would NEVER recommend this company to anyone. Reviewed on: 18th May 2016

Brilliant card

5
Amazing benefits with it to. I've been a customer for years!! Reviewed on: 9th May 2016

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