Smart Money People Logo

Barclaycard: Platinum Credit Card reviews

3.87
Based on 313 reviews, last reviewed 17th Jun 2025
150% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
21%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

5

Rewarded with cashback for using Rewarded with cashback for using Reviewed on: 17th June 2025
Dan's avatar
Dan

Latest lowest rating:

1

Barclaycard slashed my creditcard limit from £5800 t... Barclaycard slashed my creditcard limit from £5800 too £1300 in the first instance which was very close to what I had accumulated on the card, without... Read more Reviewed on: 12th June 2025
Karl 's avatar
Karl

About this product

Barclaycard Platinum Credit Card reviews (313)

Review of the Barclaycard, Platinum Credit Card:

Good interest free period

4
I use Barclaycard for its 0% interest for 25 months providing I pay it off each month which I always ensure I do...at the end of the term it jumps up to a ridiculous APR so it shall be chopped up into tiny pieces by then, and another 0% card shall be sought! Reviewed on: 29th November 2016

The interest rates can be lower, to be really compet...

4
The interest rates can be lower, to be really competitive Reviewed on: 23rd May 2024

Easy application

5
Easy application with sensible opening credit limit Reviewed on: 3rd May 2024

Travelling for over 6 months!

4
I have been travelling for over 6 months with my family in Asia and used this card everyday. Most of the time it had been hassle free with no extra costs. Also communication when necessary has been easy. Reviewed on: 15th April 2024

You can use the card aboard.

4
I like the fact it’s a card u can use aboard without issue and also great customer service from my experience. Reviewed on: 18th March 2024

Good service with cash back

5
I pay their bill monthly and have never had a problem. Cash back as well. Reviewed on: 29th February 2024

Credit card I have had for many years

4
Credit card I have had for many years Reviewed on: 29th February 2024

It has been great, I was offered credit card without...

5
It has been great, I was offered credit card without banking with them, the bank I have been with for two years declined my credit card request because I have not lived in the country for 3 years but Barclay gave it to me on a flatter of gold. God bless all the staff in Barclay, they are life safer and I am now switching my other bank to them except Chase. Reviewed on: 15th February 2024

Hard to get contact special on line but over the pho...

3
Hard to get contact special on line but over the phone tools longer. From when I was decreasing my limit it’s never gives me more that I was decided back to previous one. Now decided reduced my limit for my better future. That means bank knows better how is my future? Without asking me. Reviewed on: 18th January 2024

Good bank

5
Good bank, offers ways of investing, offers advice Reviewed on: 29th September 2023

Trusted brand

5
Trust this brand of card. Always easy to use. Reviewed on: 31st July 2023

Do you have a different Barclaycard product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Barclaycard?

  • Platinum Visa Business Credit Card

    from Barclaycard 4.54 from 13 reviews
    Barclaycard
  • IHG Reward Club

    from Barclaycard 4.21 from 7 reviews
    Barclaycard
  • Hilton HHonors Credit Card

    from Barclaycard 4.17 from 11 reviews
    Barclaycard
    View all products