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Barclaycard: Platinum Credit Card reviews

Name: Platinum Credit Card
Rating: 3.98 (306 reviews)

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3.87

Based on 306 reviews, last reviewed 3rd Mar 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

22%

10%

13%

Latest highest rating:

5

Great offer, smooth approval process Great offer for interest-free balance transfer for 32 months. Smooth application process. Good communication on approval. While it's early days in my ... Read more Reviewed on: 26th February 2025

Latest lowest rating:

1

Cannot trust anymore I have been using Barclays since 3years but I can't use my debit card, it will always show some error even I enter right PIN number. Tried to order ne... Read more Reviewed on: 8th February 2025

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About this product

Barclaycard Platinum Credit Card reviews can help you to find out about the pros and cons of the Platinum Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Platinum Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Platinum Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Barclaycard Platinum Credit Card reviews (306)

Cardholder experience

Have had a barclaycard for many years now. It was very easy to set up and transfer a balance to. They have a good fraud department which monitors any unusual spending. They can be too eager to increase the balance though. Reviewed on: 28th August 2015

A credit card with fair charges and no heavy sell.

In comparison to other credit cards, we're pleased with the rates offered by Barclaycard. They do send us through special transfer offers by post and email each month but there's never any hard sell in the way that I have experienced with other companies. The also leave your credit limit alone, again unlike other companies that I have had increase it without notification. Not good financial sense. Reviewed on: 28th August 2015

Great balance transfer service

Initial balance transfer was a simple process, and I am very happy that the expiry of 0% interest rates is shown on every statement. Not all companies do this but i find it helpful to know when these types of offers end. Reviewed on: 27th August 2015

Nice to know someone is looking out for you.

Earlier this year received a call from Barclaycard fraud squad, they were querying some spending on my account. Two separate transactions had been made for airline tickets in the past 24 hours, I had not made these transactions. They suspended my card and arranged for a new one, forms were sent out for me to sign to declare I did not make the purchases. I am impressed that this was picked up on my account so quickly and dealt with in an efficient manner. Nice to know Barclaycard are looking out for their customers, Reviewed on: 27th August 2015

great no interest transfer offer.

Just accepted a good offer for interest free transfer of balance from another credit card which came in handy. Reviewed on: 26th August 2015

Good solid everyday credit card

I picked this card for my first credit card for no real reason except that my parents use this company, but by sheer luck, it turned out to be a very good bet. Their APR has stayed pretty low (9%) the whole time I've had this card, which has been several years. They happily change credit limit based on your requests if you are a good and regular customer who keeps up with payments. There are no scary sudden changes, communication is brilliant and the website is really helpful and easy to use. Also I'm a fan of the occasional offers they extend to regular customers as well as to try and attract new ones -- every so often you will get a balance transfer or money transfer offer. I'm very happy with this card. Reviewed on: 9th August 2015

better than expected card offer for an unplanned purchase

We were offered a barclay card for financing a significant unplanned purchase. The approval process was quick, the lending was better than expected, and so far all of the contact we have had (mostly online) has been easy and painless. I would recommend this company, even though I had to experience with them or knowledge about them before September of 2014. I have been nothing but satisfied with this company to date. Reviewed on: 14th April 2015

one of the best credit cards i have

the interest rate is reasonable. I have signed up for paperless communication and i get regular emails with my information and offers Reviewed on: 9th April 2015

Innovative

I feel that Barclaycard push the boundaries with their innovative products. I really like the PayTag feature which means I can pay for purchases with a sticker on my phone...pretty cool stuff! Reviewed on: 21st February 2015

Exceptional Service

I'm not really a demanding customer, but this card has been really good for me. In my opinion the customer service levels are second to none! Reviewed on: 16th February 2015

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