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Blue Motor Finance: Car Finance reviews

4.34
Based on 237 reviews, last reviewed 18th Jun 2026
11% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
5%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
19%

Latest highest rating:

5

Excellent service Called in regards to a settlement payment, spoke to Luke and Lynne both were great especially Lynne who went through all my options made sure I had al... Read more Reviewed on: 18th June 2026
Leyton M's avatar
Leyton M

Latest lowest rating:

1

Do Not borrow from BLUE MOTOR FINANCE they completel... Do Not borrow from BLUE MOTOR FINANCE they completely ignore your 14 day cooling off period, decided not to go forward with purchase of Kawasaki ZX10 ... Read more Reviewed on: 27th May 2026
Paul W's avatar
Paul W

About this product

Looking for Blue Motor Finance reviews? On Smart Money People, we collect comments, thoughts and experiences from customers, so that you can make better decisions when choosing your next car finance. So if you’re looking for a new car and need finance, read our reviews first. Or if you want to help our community, post a review of your own experiences with Blue Motor Finance and join the Smart Money People community!

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Blue Motor Finance Car Finance reviews (237)

Friendly and I received support during the whole period of buying the car and even after

5
I had some issue with the car what I've brought , I still have a little issue with the car, but I can't blame the finance company for this, I didn't buy It from them, as I said in the tittle, they are friendly and I received support during the whole period of buying the car and even after Reviewed on: 19th May 2023

Credit to the company - Steve

5
Steve was my account manager & wow he made the process so smooth / Easy, amazing communication - all wrapped up in less than 24HR - unreal service - credit to the company Reviewed on: 18th May 2023

Good company to deal with

5
Very helpful and friendly service, Lauren and Steve very helpful Reviewed on: 17th May 2023

Superb from start to finish

5
The care and attention to detail from Brandy at Blue was fantastic. She went out of her way to make sure I got everything I was looking for. Always in contact, and really eager to help without being too pushy to 'make a sale'. Good rates, clear explanations and friendly and efficient service. Reviewed on: 15th May 2023

Brilliant service

5
Brilliant service all in, second time with this company. Staff were really nice and understanding Reviewed on: 12th May 2023

Even dick tirpin wore a mask

1
If you are a retailer then this conpany is for you id you are a customer then they will do nothing to help even when you state goods were not fit for purpose they no way could lay any blame with there retailer and revoked tour rights to return the goods as unfit for purpose if you do you not only lose what ever payments you have made but would also incur further charges luckly i have paid of the outstanding amout and i have been informed that it will take a full day for this payment to clear when infact it is in their account within 2hrs if you are offered finance via this conpany i advise you check your rights as as far as i was cocerned iwas advised pay up or shut up Reviewed on: 10th May 2023

Horrendous company

1
Don't care about their customers, rip them off at absolutely every stage. Hope they go bankrupt. Reviewed on: 9th May 2023

DO NOT USE THIS COMPANY

1
This company is a Disgrace /rip off even if you want to pay earlier to stop the interest they won't and charge you full interest !!! Awful company terrible service avoid at all costs !!!!! Literally cost you thousands!!! Reviewed on: 18th April 2023

Good service but.....

3
Ok, firstly, I should say that as with all car finance companies the interest rate you're going to be charged is higher than if you took out a personal loan - however the service received from Blue Motor Finance was good - albeit with a few areas that they need to improve on. My only issue is that if you want to make an overpayment to reduce the term or amount on agreement is a faff. You have to email or call them, they then send you a email with a PDF attached with a "quote" for overpayment and sometimes they ask for "proof of funds" requiring you to send in a bank statement??? Really?... which to me seems daft especially when overpayments are made by BACS transfer only. You either have the funds or you don't. I suspect this is most likely to stop money laundering however considering they credit checks that are needed in the first place to take out a finance agreement, it does seem to be a barrier to anyone wanting to make an overpayment and is just a pain. At present there is no system in place to setup a regular "standing order" for overpayments and this whole set of nonsense has to be gone through every single time. Painfully backwards. Reviewed on: 29th March 2023

worst company and fraudulent that I have ever had thew misfortune to encounter.

1
worst company and fraudulent that I have ever had thew misfortune to encounter. Reviewed on: 24th March 2023

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