Smart Money People Logo

HSBC: Bank account reviews

3.75
Based on 1,365 reviews, last reviewed 25th Mar 2026
3400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

Always great service Banked with them for a long time, never had any issues. Online banking easy to use and fraud team have been helpful Reviewed on: 25th March 2026
Claire Joyner's avatar
Claire Joyner

Latest lowest rating:

1

Uncomfortable and unreasonably bureaucratic My parents opened an account on my behalf as a child (aged approximately 9), which involved me signing some documents. A decade later, I could not rea... Read more Reviewed on: 24th February 2026
Tessa Stewart's avatar
Tessa Stewart

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1365)

Great company

5
No issues, great for seeing all of my international accounts. Hsbc provides all the services I need. Reviewed on: 22nd January 2021

Disappointed LONG-STANDING customer

1
Have banked with them since 2002, will be closing account soon following the political and discriminating face-mask announcement that accounts will be closed if clients don't wear masks. Client services have deteriorated significantly in recent years. Reviewed on: 18th January 2021

Behind the trend

2
Their app and online stuff is so far behind all other banks. Such a mission to do anything. The insurance offering isn’t very flexible. Have to choose 3 options. Maybe we just weren’t the right fit Reviewed on: 18th September 2020

HSBC - cheque

2
My father in law wanted to close his account and moved his moved to me for safe keeping, same surname HSBC blocked the account, which is great, but why, the cheque was to the same surname not someone else, I agree it was in case it was fake etc, anyway, now the account is blocked! Reviewed on: 15th September 2020

OK

4
GOOD SERVICE BUT OK INTEREST RATES Reviewed on: 10th September 2020

account suspended, no access and no explanation

1
worst banking experience ever, my account has been closed for 3 months with no access to my funds and no explanation, just constantly told to wait Reviewed on: 9th September 2020

ignore you do not listen do not care/ don't attempt to think they are reasonable or helpful.

1
uncaring -obstructive do not listen to complaints will give you the run around /pretend they dont know what you are asking. May sort any problems in decades if ever? PLEASE DONT OPEN ANY ACCOUNTS WITH THEM REGRETS YOU WILL HAVE MORE THAN A FEW! Reviewed on: 6th September 2020

Excellent great place to bank

5
Excellent service trustworthy friendly and helpful staff Reviewed on: 7th August 2020

The best bank for the average person

5
I have been a customer for years. I have always been happy. I believe one of the last banks left in the UK that actually benefit the average person, not just big business fat cats Reviewed on: 5th August 2020

Good

4
Simple advance account that’s not complicated or has loads of rules. Decent interest options too Reviewed on: 13th July 2020

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.85 from 6 reviews
    HSBC
  • Home Insurance

    from HSBC 4.63 from 7 reviews
    HSBC
  • Regular Saver

    from HSBC 4.44 from 25 reviews
    HSBC
    View all products