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HSBC: Credit card reviews

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3.08
Based on 122 reviews, last reviewed 17th Apr 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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23%

Latest highest rating:

5

Pleased with how customers are treated Pleased with how customers are treated Reviewed on: 17th April 2026
Mohammed A's avatar
Mohammed A

Latest lowest rating:

1

App/Website Not Yet Working. I finalised a Balance Transfer over to a HSBC Credit Card, & I was then advised to download the App to my mobile to ensure a stress free experience wh... Read more Reviewed on: 16th April 2026
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A O
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About this product

With the HSBC Purchase Plus credit card, you can get a period of interest free purchases and balance transfers.

There's no annual fee for the Purchase Plus credit card. You can use your card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.

HSBC Purchase Plus credit card reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Credit card reviews (122)

Pretty Standard Credit Card

3
This credit card is pretty standard, nothing to brag about. The cash rewards are a decent rate, but they're a pain to redeem. You have to go online and order your reward. They have non-cash gift rewards as well (which is why you have to request them), but there aren't any gift/travel rewards that are better than cash. Reviewed on: 14th April 2015
mmycea's avatar
mmycea

It does what it sayd

1
Its a credit card from a bank not super but not awful either. The Interest rate is high in my opinion. I do not shop around for free balance transfers deals and have all my financial service products with HSBC which is my downfall. I recently tried adding my wife to the card and it was a nightmare. I was told 4 times her signature did not match what they held on the system. I gave up in the end, I am looking into opening another card with the Post office as it offers a free balance transfer and I can then look to repay the balance as well as enabling myself and my wife to each have a card in case we need it. Reviewed on: 6th October 2014
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Duckworth85

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