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Barclaycard: Platinum credit cards reviews

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3.84
Based on 315 reviews, last reviewed 23rd Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
22%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

4

Not the most competitive Initial use was good. Competitive rates for balance transfers and purchases. The app changed from being separate to joining the Barclays app. Features... Read more Reviewed on: 23rd January 2026
Mr A's avatar
Mr A

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
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Frosty
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About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (315)

Great card, but frustrating call centre

3
Card offers are great, but some difficulty when calling for assistance with a language barrier. Problem was eventually sorted out. Reviewed on: 12th June 2017
Rebecca Morgan's avatar
Rebecca Morgan

Good but prepare for junk mail

4
Good credit card - 12 months interest free but they send lots of junkmail. Customer service is helpful. Reviewed on: 10th June 2017
Emily charlotte's avatar
Emily charlotte

Fantastic service

5
Barclaycard have been fantastic, they are easy to get hold of, and called me immediately when they suspected fraud in my account and stopped the transaction. Reviewed on: 10th June 2017
Mary Brothwood's avatar
Mary Brothwood

Great APR & Balance Transfers

5
I would recommend Barclaycard Platinum because of these Benefits 18.9% APR 0% interest on purchases for 25 months from the date you open your account 0% interest for 25 months on balance transfers A transfer fee of 3.5% No Annual Fees Reviewed on: 10th June 2017
Lisa p's avatar
Lisa p

good t&c, excellent website

5
Barclaycard are up front and clear about fees etc. Website easy to use. Reviewed on: 7th June 2017
Diane Roberts's avatar
Diane Roberts

Just works

4
I was originally attracted to Barclaycard by Nectar points, and though these are no longer available, I have stuck with it as there have been no problems, the online account management is excellent and there are some useful balance transfer options. Reviewed on: 7th June 2017
Brian Clegg's avatar
Brian Clegg

Good customer service, confusing rates

4
Very helpful when calling for help. Interest rates can be unclear with various offers Reviewed on: 3rd June 2017
Anonymous's avatar
Anonymous

Good customer service, confusing rates

4
Very helpful when calling for help. Interest rates can be unclear with various offers Reviewed on: 3rd June 2017
Anonymous's avatar
Anonymous

Easy process

4
Easy process of sign up with a good initial offer Reviewed on: 1st June 2017
richard staff's avatar
richard staff

Love my credit card

5
I was accepted within minutes , the app is fantastic and easy to use , free access to my Experian credit report. I get offers renewed all the time and it is easy to manage. Long interest free periods and cash transfers into your bank account at a nominal fee. Reviewed on: 1st June 2017
Robert Fensome-Kemp's avatar
Robert Fensome-Kemp

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