Write a review

Nationwide: FlexAccount reviews

View other Nationwide products

4.43

Based on 931 reviews, last reviewed 12th Aug 2025

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

16%

Latest highest rating:

5

Switching to Nationwide was the best decision ever I switched to Nationwide a few years ago after poor service from a bank I had been with for over 40 years. It was the best decision I have ever made. Reviewed on: 21st July 2025

Latest lowest rating:

1

This bank is lie all of there service This bank is lie all of there service and there promises refund also lie they charge debit card payment also 36£ fee i ask to refund this money they c... Read more Reviewed on: 12th August 2025

Read all reviews Write a review

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

Help others make smarter decisions by sharing your own experience.

Write a review

Nationwide FlexAccount reviews (931)

I trust nationwide and they look after me and my...

I trust nationwide and they look after me and my money Reviewed on: 15th April 2024

You don’t need to bank anywhere else!

I have banked with Nationwide Flex account for 15+ years and the bank account, app and in person service is second to none! I also love the little winner draws they sometimes run, even if I haven’t won it’s a great idea. I love nationwide and always talk about them! Reviewed on: 15th April 2024

Trusted bank/building society.

Trusted bank/building society. Always easy to talk to someone. Local branches everywhere. Reviewed on: 13th April 2024

cannot fault the access to a physical branch and the...

cannot fault the access to a physical branch and the facilities on offer to customers Reviewed on: 12th April 2024

Absolutely wandefoul I will recomand to all my frien...

Absolutely wandefoul I will recomand to all my friends and relatives Reviewed on: 12th April 2024

No longer cares!

Too interested in ticking boxes and acquisitions rather than looking after loyal customers. Reviewed on: 12th April 2024

Been with his bank organisation 1985.

Been with his bank organisation 1985. It's a building society rather than a bank, but provides dividends to its members, who are also account holders. Only downsides are overdraft rates of 42%, which are requirements from the bank of England, and customer service phone lines for flex account customers can be very slow. The FlexPlus and premium rate accounts receive a much quicker response. Reviewed on: 12th April 2024

Great bank.

Great bank. No issues ever. Yet have issues with all other things at other banks Reviewed on: 12th April 2024

Nothing Nasty Ever Happens

They don’t charge expenses by not paying things without funds available to pay them. However they do alert you through text when funds are required to make payments. Reviewed on: 10th April 2024

Excellent online banking.

Excellent online banking, but shame branches have to close.Been with then for 30 plus years, never a problem. Reviewed on: 10th April 2024

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Classic Plus Account
from TSB 3.85 from 168 reviews
Reward Platinum Account
from NatWest 4.78 from 444 reviews
Current account
from Hampden Bank 3.67 from 4 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Regular Savings
from Nationwide 4.73 from 79 reviews
Fixed Rate Bond
from Nationwide 4.70 from 34 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub