Smart Money People Logo

Nationwide: FlexAccount reviews

4.49
Based on 1,066 reviews, last reviewed 31st Mar 2026
11700% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Most caring bank about customers. Most caring bank about customers. Reviewed on: 31st March 2026
saKa's avatar
saKa

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

Help others make smarter decisions by sharing your own experience. Write a review

Nationwide FlexAccount reviews (1066)

Nationwide is a great bank with a heart

5
Nationwide is a great bank where they still have branches so you can talk to a real person face to face. Also reward us customers with a bonus once a year. Reviewed on: 27th February 2025

In-branch and online banking are easy to perform.

5
In-branch and online banking are easy to perform. Branch is well staffed and spacious. Website is easy to navigate. Reviewed on: 26th February 2025

Nationwide still have most branches open so you can...

5
Nationwide still have most branches open so you can still walk into one and get personal face to face facilities. Reviewed on: 26th February 2025

I have used Nationwide for years never had a problem.

5
I have used Nationwide for years never had a problem. They are not closing branches and there are still people to serve you not machines Reviewed on: 26th February 2025

Spotted a fraud attempt .

5
Spotted a fraud attempt . Refunded me instantly and issued new account . Reviewed on: 26th February 2025

Good current account.

4
Good current account. Some helpful member saving products linked.Glad they're keeping branches open too. Reviewed on: 26th February 2025

Great service

5
Whenever I have had to contact Nationwide they have been extremely helpful and prompt. Reviewed on: 26th February 2025

I got £200 for joining !!

5
I got £200 for joining (bonus!) customer service is fantastic, easy to navigate the app. I receive interest each month, they’re always happy to help if needed. the only downside I’ve experienced so far is you have to physically go into branch to cash in cheques. I do not live nearby so the cheque has just been sat in my purse for months, other banks you can ‘pay in’ cheques via the app. Reviewed on: 26th February 2025

Customer of 30 years standing

5
I have been a customer of Nationwide for over 30 years. In that time I have found them helpful any time I have contacted them by phone, email or face to face. They have been mortgage providers for the 3 houses I have bought and they will continue to be my choice for banking, savings, insurances etc. Reviewed on: 26th February 2025

Good bank with good values.

5
I have enjoyed this account. Nationwide is a good bank, with good values (re fossil fuels etc). I have never had a problem with them, and the online app is very useful to manage and view my money. I like the ability to have two connected accounts. Reviewed on: 26th February 2025

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 6 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.78 from 70 reviews
    Nationwide
  • Regular Savings

    from Nationwide 4.68 from 91 reviews
    Nationwide
    View all products