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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,247 reviews, last reviewed 18th Apr 2025

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1247)

Great banking experience

It was quick and easy to switch to Santander and the mobile app works perfectly every time. No complaints at all! Reviewed on: 20th January 2022

Easy and Simple

Easy and simple to set and up and use. Good customer service and decent arranged overdraft Reviewed on: 18th January 2022

Complete satisfaction

Having banked with Santander since its previous incarnations as Abbey/Abbey National, I have had one or two problems (not least my wife dying unexpectedly), but these have all been resolved with great efficiency and discretion, both in branch and at higher level. Reviewed on: 18th January 2022

Excellent cashback account

Very good account which pays cashback on household bills. Well worth the £2 fee for the 'lite' account Reviewed on: 18th January 2022

Good Cashback

Easy to use app, good online. Charges have increased though. Reviewed on: 18th January 2022

No fuss account

No fuss account with cash back and intrest Reviewed on: 17th January 2022

Never any issues, great service and communication.

Always great customer service and staff go out of their way to help me make the most of my account benefits. Always get regularly informed of any changes or updates on my account. Mobile app and online banking is easy to use. Never had any issues. Reviewed on: 17th January 2022

Rewards account users

Account users receive payments for selected direct debits and interest on their balance in exchange for a monthly fee of £4; our fee is always absorbed by the payments we receive. Reviewed on: 17th January 2022

Santander current account

bank and product is fine as long as you don't need to talk to them on the phone Reviewed on: 17th January 2022

Excellent

Love the way I get a little cashback for paying day to day bills. Reviewed on: 16th January 2022

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