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Capital Credit Union: Loans reviews

4.89
Based on 756 reviews, last reviewed 19th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
2%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

They always respond quickly and efficiently They always respond quickly and efficiently Reviewed on: 19th June 2026
Julie A's avatar
Julie A

Latest lowest rating:

1

Are one of the worst companies that I have had to de... Are one of the worst companies that I have had to deal with have no customer service just send you texts with half messages and are not able to call c... Read more Reviewed on: 12th December 2025
G t's avatar
G t

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (756)

It has been an easy process and i would suggest Capi...

5
It has been an easy process and i would suggest Capital Credit Union to others. Reviewed on: 17th April 2025

Banking Made Easy at Capital Credit Union

5
I’ve been a member of Capital Credit Union for several years now, and my experience has been consistently positive. From the start, I appreciated how friendly and helpful the staff were—whether I was opening an account, applying for a loan, or just asking questions. Their online banking system is user-friendly and makes managing my finances really convenient. I’ve also taken out an auto loan through them, and the process was smooth with competitive rates. What stands out most is how they treat me like a person, not just an account number. They really make an effort to support the local community, too, which I value. Overall, I trust Capital Credit Union and i have already recommended them to other friends and they have reliably joined the financial institution with a personal touch. Reviewed on: 17th April 2025

Face to Face

5
Attended meeting in office. Staff were very helpful and concise with information. Reviewed on: 17th April 2025

My experience couldn’t have been any easier everythi...

5
My experience couldn’t have been any easier everything was arranged clearly and quickly with zero stress Reviewed on: 17th April 2025

Not had a loan personally but heard they are Amazing...

5
Not had a loan personally but heard they are Amazing Reviewed on: 17th April 2025

I would totally recommend capital credit union

5
All staff are excellent at helping members, they are very helpful and do there job to the best of their ability, I think my experience has been really great and helpful I would totally recommend capital credit union Reviewed on: 16th April 2025

Fast, speedy and very friendly staff.

5
Fast, speedy and very friendly staff. Reviewed on: 16th April 2025

Staff always very helpful and polite,Staff are very...

5
Staff always very helpful and polite,Staff are very patient when explaining and make tasks easier. I would engorged my friends to join CCU. Reviewed on: 16th April 2025

They are amazing n a great service

5
They are amazing n a great service Reviewed on: 16th April 2025

I have had a few loans & never had any problems.

5
I have had a few loans & never had any problems. Reviewed on: 16th April 2025

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