Write a review

Newsletter

Go to business site

Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (756 reviews)

View other Capital Credit Union products

4.89

Based on 756 reviews, last reviewed 19th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They always respond quickly and efficiently They always respond quickly and efficiently Reviewed on: 19th June 2026

Latest lowest rating:

1

Are one of the worst companies that I have had to de... Are one of the worst companies that I have had to deal with have no customer service just send you texts with half messages and are not able to call c... Read more Reviewed on: 12th December 2025

Read all reviews Write a review

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

Review Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Capital Credit Union Loans reviews (756)

Always quick to respond and assist

Always quick to respond and assist Reviewed on: 14th April 2025

I have had 2 family loans with credit union.

I have had 2 family loans with credit union. So quick and easy to apply for Reviewed on: 14th April 2025

Solved any problem as soon as possible, good custome...

Solved any problem as soon as possible, good customer service and always helps when needed Reviewed on: 14th April 2025

Loan application

Easy to apply for a loan, funds released quickly and affordable repayments Reviewed on: 14th April 2025

Great for financial advice and support

I have recommended them to a lot of people and they have like me, found them very helpful in terms of loans and savings Reviewed on: 14th April 2025

Super easy great rates have great saving rates too

Super easy great rates have great saving rates too Reviewed on: 14th April 2025

Great customer service, always helpful and attending...

Great customer service, always helpful and attending to my needs fast Reviewed on: 14th April 2025

Great service

Easy to navigate. Staff are very helpful and friendly Reviewed on: 14th April 2025

Loan application was simple and efficient.

Loan application was simple and efficient, kept informed about it. Like the fact that your are still saving as you pay off the loan. Reviewed on: 14th April 2025

Debt Consolidation Loan

Looking for a debt consolidation loan; found it difficult to find anything reasonable from more “mainstream” lenders. Comparatively great interest rate, simple and fast application process, quick decision and payout. Savings account is set up at same time so there will be a wee “bonus” when the loan is paid off. Reviewed on: 14th April 2025

Do you have a different Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Bamboo Loans 4.82 from 16792 reviews
Loans
from Sheffield Credit Union 4.88 from 2765 reviews
Personal Loans
from Lending Works 4.07 from 7 reviews

Want to see more from Capital Credit Union?

Savings
from Capital Credit Union 4.87 from 1008 reviews
Mortgages
from Capital Credit Union 4.67 from 37 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub