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Capital Credit Union: Loans reviews

4.94
Based on 753 reviews, last reviewed 1st Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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0%
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0%
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1%

Latest highest rating:

5

I secured a loan with very low interest covered by m... I secured a loan with very low interest covered by my savings I can always speak to someone helpful and I like the ethics of this bank I am 72 and ap... Read more Reviewed on: 1st October 2025
Shirley H's avatar
Shirley H

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
Jim's avatar
Jim

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (753)

Top Rate

5
I have been a member for many years, joined through my work and have always found the team to be supportive when I have needed help. I have had loan's, having savings and play the lottery as a way of paying it forward. I have encouraged others to join as think it is a very fair and trustworthy way of banking. The team are excellent. Reviewed on: 14th April 2025

Easy to apply for a loan and very quick at accepting...

5
Easy to apply for a loan and very quick at accepting your loan application Reviewed on: 14th April 2025

Great staff, easy process great cake

5
Great staff, easy process great cake Reviewed on: 14th April 2025

Quick and easy application and very quick payout

5
Quick and easy application and very quick payout Reviewed on: 14th April 2025

First class

5
First class product’s and very helpful staff Reviewed on: 14th April 2025

I always get great customer service and people who k...

5
I always get great customer service and people who know what they're doing Reviewed on: 14th April 2025

Good opportunity

5
It was a loan application, team were helpful and available. Reviewed on: 14th April 2025

all staff were friendly and polite.

5
all staff were friendly and polite. a real welcoming atmosphere Reviewed on: 14th April 2025

Fuss free loan

5
Loan was approved without fuss, the process was easy and straightforward. Interest rates very reasonable too. Reviewed on: 14th April 2025

Always quick and good custemer service .

5
Always quick and good custemer service . Reviewed on: 14th April 2025

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