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Capital Credit Union: Loans reviews

4.89
Based on 756 reviews, last reviewed 19th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
2%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

They always respond quickly and efficiently They always respond quickly and efficiently Reviewed on: 19th June 2026
Julie A's avatar
Julie A

Latest lowest rating:

1

Are one of the worst companies that I have had to de... Are one of the worst companies that I have had to deal with have no customer service just send you texts with half messages and are not able to call c... Read more Reviewed on: 12th December 2025
G t's avatar
G t

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (756)

Any time i have called with questions they have been...

5
Any time i have called with questions they have been very professional and quick and always given me the answers I needed. There services are excellent Reviewed on: 14th April 2025

Gret customer service always there to help

5
Gret customer service always there to help Reviewed on: 14th April 2025

Customer feedback.

5
It was much easier and straightforward than I anticipated so that makes it a really positive experience. Professional and friendly staff. Reviewed on: 14th April 2025

The application process was so simple and the loan a...

5
The application process was so simple and the loan advisor very friendly and approachable where needed. Overall a smooth transaction and a happy customer. Reviewed on: 14th April 2025

Just brilliant!

5
I have been saving with CCU for several years, but needed a Christmas loan last year. Very easy process and quick response, and very affordable repayment schedule. Reviewed on: 14th April 2025

Very easy to apply , have been highly recommended by...

5
Very easy to apply , have been highly recommended by friends and family before, repayment rates are excellent. Also very good for savings as swell Reviewed on: 14th April 2025

Just a grate service

5
Just a grate service and good borrowing rates that the average person can afford. Reviewed on: 14th April 2025

Always really professional and on hand to sort thing...

5
Always really professional and on hand to sort things out Reviewed on: 14th April 2025

They are really good company and good customer service.

5
They are really good company and good customer service. Reviewed on: 14th April 2025

I have been a customer for over a decade in that time.

5
I have been a customer for over a decade in that time. I have taken a couple of loans and they have been affordable. The process to get them has been great and I trust that it is all done ethically. Reviewed on: 14th April 2025

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