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Capital Credit Union: Loans reviews

View other Capital Credit Union products
4.94
Based on 751 reviews, last reviewed 15th Jul 2025
77% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

The Loan application process. The Loan application process. Really easy to navigate. Friendly, helpful staff. If there is a problem. They will endevour to rectify as a matter of ur... Read more Reviewed on: 15th July 2025
Mr LR's avatar
Mr LR

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
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Jim
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About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (751)

Never had any problems when going for loans with capital credit

5
Great staff always helpful especially over the last couple of years during the pandemic Reviewed on: 2nd July 2021
bigfoggy@blueyonder.co.uk's avatar
[email protected]

Useful loan

5
Getting a useful loan was straight forward and repayments were clear and at a reasonable rate. You feel it's not just a one sided relationship. Reviewed on: 2nd July 2021
James Maxwell's avatar
James Maxwell

Amazing company

5
Great company had heard so many good things even remember my dad using them when I was a child now I am and only thing I regret is that I never done it sooner Reviewed on: 2nd July 2021
Caitlyn's avatar
Caitlyn

Trustworthy

5
CCU gave me great support through the whole process and unlike other lenders give good advice and wont let you borrow what you can afford. Reviewed on: 2nd July 2021
GG02GOG 's avatar
GG02GOG

Excellent Service

5
Friendly and helpful staff god advice given Reviewed on: 2nd July 2021
linda.mcglynn@luht.scot.nhs.uk's avatar
[email protected]

Very pleased

5
Have a savings account with Capital Credit Union. Their staff are very knowledgeable and efficient. Rates for loans are great and everything is explained to you as well. Reviewed on: 2nd July 2021
Agnes's avatar
Agnes

Excellent Company

5
Capital Credit Union, have helped me get a loan when i know i wouldn't of got one from a bank, with good pay back terms. would highly recommend then Reviewed on: 2nd July 2021
cpetrie's avatar
cpetrie

Go to for credit

5
I have been borrowing with Capital credit union for a while now. Never friendly customer service and always on hand to explain the ins and outs of their products. Reviewed on: 2nd July 2021
Frank Toner's avatar
Frank Toner

Managing debit, dreams & goals

5
I have used capital loans systems & service to help me manage my debit and help me, help my children, to reach their dreams & goals. As a service user they are alway helpful easy to arrange loans and with out judgment of your circumstance. I have recommended their service to my children and friends, as a way of managing their finite finances as a honest banking system that doesn't take advantage. Reviewed on: 2nd July 2021
A Govan's avatar
A Govan

Loan your way out of debt

5
Quick and easy to access loans. Very helpful. Have managed to pay off about 90% of my debt with low cost loans and save at the same time!!! Whao! Why aren't there more helpful establishments like this. Invaluable and appreciate the nice nod to the NHS staff. Reviewed on: 2nd July 2021
roger irwin's avatar
roger irwin

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