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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3320 reviews)

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4.94

Based on 3,319 reviews, last reviewed 8th Jul 2026

34950% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Great service friendly and very good with their loans Great service friendly and very good with their loans Reviewed on: 8th July 2026

Latest lowest rating:

1

Liverpool CU (beg to renew loan) Everytime my loan has been due I’ve virtually had to beg to be replied to when enquiring. If I offer to up my savings tho they’re in touch immediately... Read more Reviewed on: 8th July 2026

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (3320)

Review of the Central Credit Union, Loans:

Lovely staff

I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

Great company

It's an amazing company helped me many times Reviewed on: 25th June 2026

Lovely team

Lovely team to speak to all of my questions were answered and dealt with in a timely manner. The team were also very professional during my phone calls. Reviewed on: 25th June 2026

Central Credit Union 'Reflextion'

A no-nonsence loan form quick and easy to fill in. A reply within a couple fo days. Whenever you call into the office all the Staff are very helpful with advice. Reviewed on: 24th June 2026

Love the credit union don't know how I'd survive wit...

Love the credit union don't know how I'd survive without it Reviewed on: 24th June 2026

Staff are always happy to help and provide support c...

Staff are always happy to help and provide support can’t fault them Reviewed on: 24th June 2026

I have had a very positive experience with the Credi...

I have had a very positive experience with the Credit Union. The team is always friendly, professional, and willing to help with any questions or queries. They provide an excellent service and genuinely care about their members' financial wellbeing. The Credit Union offers fair and affordable financial products, and the application process is straightforward and easy to understand. Communication is always clear, and staff go above and beyond to ensure members receive the support they need. I would highly recommend the Credit Union to anyone looking for a trustworthy, community-focused organisation that puts its members first. Thank you for the fantastic service you continue to provide. Reviewed on: 24th June 2026

My experience with credit union is brilliant I have...

My experience with credit union is brilliant I have never had any problems with them and are very kind and helpful Reviewed on: 24th June 2026

Straight forward process no judgment

Straight forward process no judgment Reviewed on: 24th June 2026

I have been a member of Central Credit Union for ove...

I have been a member of Central Credit Union for over 40 years, and throughout that time I have never experienced any issues. They have done nothing but support me whenever I have needed help. When my children were younger, Central Credit Union was there for me during important times, especially at Christmas. Their support helped make Christmas a magical experience for my children and allowed me to provide the special memories every parent hopes to create. My entire family has been members of Central Credit Union, and we have always received excellent service. Everything is now a quick and easy process, and even at 71 years old, I can still access and apply for loans with ease. This shows that the organisation is truly accessible to everyone, regardless of age. Nothing is ever too much trouble for the staff. They take the time to listen, explain things clearly, and understand your individual circumstances. What makes Central Credit Union special is that they don't just offer loans—they offer genuine support, guidance, and care in many different aspects of life. After more than four decades as a member, I can confidently say that Central Credit Union has been a trusted and valued part of my life. I would highly recommend them to anyone looking for a financial organisation that truly puts its members first. Jan Weir Reviewed on: 24th June 2026

Central Credit Union is an amazing organisation that...

Central Credit Union is an amazing organisation that helps people, especially young adults in the community, to save money and access loans when needed. From my own experience as a 20-year-old, Central Credit Union has given me opportunities to travel and complete courses that have helped me build a better future. Without Central Credit Union, I may never have been able to achieve these goals or experience the amazing places I have visited. I also save regularly with them, and having savings at a young age gives me a sense of security. In the near future, I hope to buy a house, and the savings I have built up will help me turn that dream into a reality. One of the things I really appreciate is that while you're paying back a loan, you're also saving at the same time. It means you're building up savings without really noticing it, which feels like an added bonus. By the time your loan is repaid, you've already created a savings pot for yourself, helping you build good financial habits and prepare for the future. I cannot thank Central Credit Union enough for their excellent service, friendly staff, and ongoing support. Nothing is ever too much trouble, and if they can help you, they will. The staff are always welcoming, professional, and willing to go the extra mile to support their members. I would highly recommend Central Credit Union to anyone looking for a trustworthy, supportive, and community-focused financial organisation. They have made a real difference to my life and have helped me work towards a brighter future. Keegan Weir Reviewed on: 24th June 2026

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